Web Tools

WebTools is everything that we need to build a websites, blog. WebTools will complete our site fasilities. for example we can put into our homepage a chat room, web counter, a'clock, shout box, online visitor.

Embed musics or songs into your website

How to embeding your songs/musics to your sites ?

it's very exiting if we hear the beautifull songs or musics when our sites opened. just a few step we can do that :

1. Choose your favorite musics or songs that you will embed
2. Choose the trusted free musics, mp3, midi, or wave webhosting or just go here
3. Uplode them to webhosting
4. Get the code
5. Copy and paste the code into your website

for more details send me an email at

Federal student loan consolidation

Thinking about student loan consolidation?

Student loan consolidation is the smart way to manage your finances after school. By consolidating with Sallie Mae, you are choosing a company that leads the student loan industry with more than 30 years of experience, superior servicing, and exceptional student loan consolidation benefits including:
Guaranteed lowest interest rate allowed by the federal government
Easy, fast and secure online applications
E-signature to make the student loan consolidation process even easier
Borrower discounts to lower your interest rate just by paying on time
Free concierge service—we'll fill out the application for you
No application fees or credit checks

There are no prepayment penalties with your consolidation loan, so Sallie Mae encourages you to pay more than the minimum student loan payment each moth. Paying extra will reduce the amount you pay over the life of the loan.
Got questions about student loan consolidation?

We've got answers: View the details of the federal consolidation loan, or visit our student loan consolidation FAQ where you will find answers to our most frequently asked questions, organized by topic area.

Calculate your different repayment options with our student loan consolidation calculator.


Musik bagi sebagian besar orang di dunia ini, merupakan hal yang tak dapat dipisahkan, apalagi bagi mereka yang menjadikan musik sebagai sumber kehidupan, musik dapt kita jadikan sebagi alat teman jiwa kita dikala sepi, teman makan, teman ngemil, teman tidur, teman belajar. begitu besar peranan musik dalamkehidupan manusia, maka sepantasnya kita kita hargai para musisi-musisi yang telah bersusah payah menciptakan sebuah searangkaian melodi indah dengan berbagai petikan gitar, alunan suara merdu, denting piano, dan sebagainya......

Embed Voice to your Site:

This page is brought to you by NCH Swift Sound who provide Voice Recording Software, Sound Editor Software, and other Audio Recording Programs. Contents:
1. Obtain a Wav File
* Recording and Editing Wav Files
* Downloading Wav Files
* Professional Voice Over Services
2. Embeding Wav Files
* Embeding Wav Files
* Autostart and Loop features
3. Real Audio
* Advantages/Disadvantages
* Encoding Real Audio Files
* Embeding Real Audio Files
4. Mp3
* Advantages/Disadvantages
* Encoding mp3 Files
* Embeding mp3 Files
5. Add Music to your Site
* Download Midi Files
* Embed Midi Files on Hypertext Pages
* Synchronising music and sound together

Obtain a Wav File

Record and Edit Wav Files Wav is currently the most popular audio file format because it is the format defined and endorsed by Microsoft and used by Windows based computers. Today wav files are supported by most platforms and by Netscape and the Internet Explorer.

Wav files can have a range of sample rates and different sample types. Without going into the technical detail, PCM is the purest audio format, and offers much better sound quality than other compressed formats such as ADPCM or Real Audio. The downside is that file sizes are large. A high sample rate provides better quality audio but has a much larger file size. Similarly, 16 bit PCM gives less hiss but has a file size double that of 8 bit PCM. As a general rule, you will not viably be able to embed an autostart file which is longer than 10 seconds. To have longer recordings you will need to use Real Audio or mp3 (see below).

For a reasonable quality short voice prompts we recommend 11.025kHz, 8 bit PCM Wav Files. (We use 11.025kHz 8bit wav for our voice over index).

To record and edit a wav file download a shareware editor:

* Cool Edit Audio Editor
* Gold Wave Audio Editor
* Acid Wav Audio Editor
* Links to More Audio Tools...

Downloading Audio Files There are many sites on the net where wav files can be downloaded. Try some of the following links:

* Sound Effects
* Animal Sounds
* Australian Sounds
* Musical Instruments
* Links to more sound effects...

Take care to avoid any breaches of copyright. Note that it is also fair that you copy the audio file on your server and do not link to a file on another server. Not only will this avoid the possibility that your sound suddenly disappears, it saves servers being overloaded.

Professional Voice Overs If you want to give your site a professional sound, by using professional voice artists to record messages. Please see: Guide to Obtaining Professional Voice Overs and the International Voice Over Artist Index

Embed the Wav File Using the EMBED tags To add the wav file to your html page use the following: <EMBED src="file.wav" autostart=true loop=false volume=100 hidden=true><NOEMBED><BGSOUND src="file.wav"></NOEMBED> Where the a file named file.wav has been uploaded to your site in the same directory as the page which contains the EMBED tags.

Using autostart and loop In the above example where autostart=true, the file will automatically start playing. Use this tag for background sound which should start immediately once it is downloaded.

You can also use loop=true where you want the sound to repeat over and over. By editing a short sound and using the loop=true option you can create continuous audio from a very short audio cut. For example: waves, applause, engine sounds and so on.

Real Audio

Advantages/Disadvantages Real Audio is audio compression and streaming technology that is frequently used on the internet. The technology is not in the public domain and as such you must download the plugin player and encoder from


* Almost immediate and real time audio.
* Long audio files are viable.
* Streaming audio so it will play as it downloads.


* Many casual surfers cannot play real audio (this is improving because Real Audio is supplied with Internet Explorer 5). It is because of this that we supply alternative wav files on our voice over index - we want the voice samples to be playable by all users.
* Poor quality audio. High compression results in loss of quality.
* A special server is required for live streaming audio.
* Your server has to be set up for the real audio MIME type.
* Streaming audio will not play through some server firewalls.

Encoding Real Audio To encode real audio, you need to download the real audio encoder from The real audio encoder will convert your wav file to a real audio (.ra) file.

Embed Real Audio Files Most simply, try to embed your real audio files in a similar manner to wav files: <EMBED src="file.ra" autostart=true hidden=true> This works on some servers (It depends on the MIME configuration). If this does not work properly visit the Support Pages of which describes how to set up the server MIME configuration.

For better streaming (more immediate play) use a text editor to write a "rpm" file with one line something like this: Save the file as "file.rpm" and upload it to your site. On your web page, embed the real audio file like this: <EMBED src="file.rpm" autostart=true hidden=true> Note: Using "rpm" makes your sound start to play faster.


Advantages/DisadvantagesMp3, like Real Audio, is audio compression and streaming technology that is frequently used on the internet. To use mp3 you must have installed a player such as WinAMP or the Real Audio Plugin (from


* Almost immediate and real time audio.
* Long audio files are viable.
* Streaming audio so it will play as it downloads.
* Suitable for better quality audio than Real Audio.


* Many casual surfers cannot play streaming mp3.
* Your server has to be set up for the streaming mp3 MIME type.
* Streaming audio will not play through some server firewalls.

Encoding mp3 To encode mp3, you need to download an mp3 encoder. We recommend you use WavePad the mp3 editor software. Download it from the Wave Editor Download page.

Embed mp3 Files Most simply, try to embed your mp3 files in a similar manner to wav files: <EMBED src="file.mp3" autostart=true hidden=true> This works on some servers (It depends on the MIME configuration). If this does not work properly, ask your server to setup the MIME type for mp3.

For better streaming (more immediate play) use a text editor to write a "m3u" file with one line something like this: Save the file as "file.m3u" and upload it to your site. On your web page, embed the mp3 file like this: <EMBED src="file.m3u" autostart=true hidden=true> Music To add music files to your site, use midi files (.mid). Midi files are much smaller than wav files and, if the user has a good sound card, the quality can be much better.

Download Music Files There are thousands of midi files available on the internet. Again, take care to avoid breaching any composer's copyrights. Some useful links follow:

* General Midis
* Popular Music
* Popular Music
* Classical Music Files
* Classical Music Files
* Celtic Music

Note that the sound of the music depends very much on the quality of the midi player that the user has. Listen to your selected music on a variety of sound cards before embedding the audio since some sounds that sound very good on good sound sources can sound awful on cheaper players.

Embed Midi Files To embed midi files use the following: <EMBED src="file.mid" autostart=true loop=false volume=100 hidden=true><NOEMBED><BGSOUND src="file.mid"></NOEMBED> You can use the autostart and loop features as you can with wav files. Please remember to copy to midi file to your site and do not reference another site's midi file directly.

Synchronising Music and Sound Files Most systems accommodate simultaneous sound and music. It is common to want to have a voice introduction announcement followed by music. The difficulty is that it is almost impossible to time the voice and music together.

Sometimes it is possible to assume that the music and voice will begin to play at approximately the same time. Using this you can insert a gap at the start of the mid file so that it starts at exactly the end of the voice prompt. This works sometimes but depends on the speed of the link, number of elements downloading and other factors. Importantly, never assume that it will work and always have the music much softer than the voice.

An example follows: <EMBED src="file.wav" autostart=true loop=false volume=100 hidden=true><NOEMBED><BGSOUND src="file.wav"></NOEMBED> <EMBED src="file.mid" autostart=true loop=false volume=30 hidden=true><NOEMBED><BGSOUND src="file.mid"></NOEMBED>

If you need assistance:

NCH Swift Sound Sound Design Service offer professional, recording, editing, mixing, encoding and advice. For more information including a quote for your next sound project, please see:

* NCH Swift Sound Design Service

Tips on Mobile Maintenance

Looking after your mobile helps to ensure it has a long and productive life. There are 8 easy maintenance tips to help you get the best out of your mobile phone. All of the points below should also apply to your battery, charger and any other accessories.


Charged: Ensure your battery is fully charged, and then completely run it down before recharging. Recharging too early causes your battery to run out of power more quickly.
Secure: For security reasons, enable the PIN on your SIM Card and Phone-lock on your phone to avoid unauthorized used. These security checks will also be activated when the phone is power cycled. You can check with your carrier or the phone manual for the features and also for information on blocking your SIM card and phone IMEI number if the phone is stolen. For more information please see the Security Tips located on the AMTA Lost and Stolen website.
Protected: Make sure you use a keypad lock to lock your phone. Unplanned calls can cost a fortune and even though your phone may be in a safe place, such as in a bag, your phone will still get knocked around to a surprising degree. Rough treatment can damage electronic circuit boards so avoid dropping or unnecessarily shaking your phone.
Battery: Be safe with your batteries. Use only genuine batteries from your phone manufacturer and only buy from authorized dealers. Going for the cheap option of a counterfeit battery can be dangerous.
Clean: Don't use harsh detergents, cleaning solvents or harsh chemicals to clean your phone. Wipe only with a soft cloth.
Covered: a protective cover will help repel dust and dirt, and prevent scratches. Make sure the cover you choose is of good quality. Low quality covers with no air pockets can damage you phone by creating humidity inside the cover.
Storing your phone: Always store your phone in a dry place. Avoid rain, high humidity and liquids. All of these may contain minerals that could corrode the electronic circuits.
At the right temperature: To ensure a long life, keep your phone in a stable temperature. Avoid exposing your phone to liquid and/or exposing your phone to extreme temperature change from hot to cold and vice versa. This might create condensation and damage the phone.